AI Expense, Spend & Procurement Finance

Automates accounts payable and receivable for small and mid-sized businesses with AI-assisted invoice capture, approvals, and a large payment network.

• Central invoice inbox with AI-assisted data capture
• Configurable multi-step approval workflows
• Electronic vendor payments by ACH, check, card, or international transfer

AI layer across Ramp's spend platform that codes expenses, extracts invoice data, and automates approvals for cards, bills, and reimbursements.

• Automatic receipt matching and expense categorization
• Invoice data extraction and GL coding suggestions in Bill Pay
• Policy checks that flag out-of-policy spend before approval